Homeowner Insurance

 

Nobody knows what tomorrow will bring, so it’s time to protect your home now. With a homeowners policy with The Crisp Agency, we can help by providing you coverage in case of physical damage caused by fire, theft, and other perils as well as liability coverage. We can also protect your home and outbuildings, as well as personal property, such as clothing and furniture.

Consider switching to The Crisp Agency

Perhaps it’s been a few years since you looked at your current homeowner policy and how much you’re paying. It could be possible to save more money by changing to The Crisp Agency – especially if we also insure your auto, making you eligible for an additional discount. A quick phone call could save you money.

To get started with a free quote, call us at 770-252-5378 or email us at kcrisp@alfains.com.

Homeowner Coverages

 

The Crisp Agency offers you the chance to choose the right policy for your needs while protecting your home and possessions.

  • HO-3: Homeowner Policy – This policy protects your home, its contents and other structures. This policy can cover many areas from fine china to your new television. It can even cover your pool and utility buildings.

  • HO-4: Renter's Insurance - You can insure your personal belongings if you’re a nonhomeowner, too. With The Crisp Agency choices, you’ll be able to cover your personal belongings at an affordable premium.

  • HO-6: Condominium Owner Policy –  This policy protects personal property and the portion of the condominium unit you own.

 

Personal Liability: 

The Crisp Agency's personal liability insurance can protect you for covered acts that may legally be your responsibility. Coverage provides for the cost of defending lawsuits against you for a covered loss, up to policy limits. Medical payments are also covered for persons other than insureds who are injured while on or off your insured property, when you are responsible, up to the specified limits in the policy.

 

Additional Coverages:

Aside from the basics of protecting you and your home, certain items such as jewelry, fine artwork or firearms may be specifically insured. Optional coverages may provide protection for:

  • Replacement cost coverage for contents

  • Specific insurance for valuables

  • Increased residence premises liability limits

  • Additional premises liability

 

Please visit or call our office for more details.

*This is not an insurance policy. It is intended only to provide a general description of Alfa Insurance and/or its product lines and services. An actual policy contains the specific details of the coverages, conditions and exclusions.

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