No one plans to cause a car accident or damage to someone else's property, but a personal umbrella policy may help shield you from having to pay if you're at fault.
A major liability lawsuit probably isn’t something you think about every day. But what would happen if you were faced with such a lawsuit? Have you considered how you would handle it, and how you would pay for it? Jury awards, out-of-court settlements and the cost of legal fees can run into the millions these days. Without adequate protection, you could lose everything — your car, home, personal property and even future income!
Personal umbrella liability insurance is designed to protect you against a catastrophic lawsuit or judgment. It provides expanded coverage and increases the amount of your liability protection beyond the basic coverage provided under your homeowners/renters and auto insurance policies.
Unlike other types of liability coverage, personal umbrella liability insurance can be purchased as a separate policy. However, we require that you have underlying basic liability coverage (homeowners/renters insurance, auto insurance, or both) before you can purchase an umbrella liability policy.
Call our office today to learn more! 770-252-5378